PAYMENT POLICY

Beauvais Physical Therapy participates in most all of the major health insurance plans in the region. Following are the health plans which we currently accept. Many plans have out-of-network benefits for providers that are unable to be enrolled. 

If your plan is not listed, we will be unable to submit a claim on your behalf. However, we can provide you with a form that you can submit to your insurance company to instruct them to send

reimbursements directly to you.

Please be aware that with any health plans, there may be deductibles and co-payments for which you could be responsible.

HEALTH PLANS
  • Aetna

  • Blue Cross Blue Shield of MI (BCBSM) Traditional

  • BCBSM PFFS

  • BCBSM PPO Trust

  • BCBSM Medicare Advantage

  • Blue Care Network (BCN)

  • BCN Advantage (Medicare)

  • Blue Preferred Plus (BPP)

  • Cigna

  • Cofinity

  • Healthnet/Tricare

  • McLaren Healthplan

  • Medicaid

  • Medicare

  • Meridian HealthPlan

  • Midwest

  • Molina

  • Theramatrix

  • Tricare

  • United Healthcare

QUESTIONS ABOUT YOUR BILL

What billing or insurance information will I receive?

Our billing is done by Spectrum Billing Technologies, LLC.

Together with Spectrum and as a courtesy to you, we will verify your insurance benefits for physical therapy and share that information with you before or just after starting therapy. However, we strongly encourage you to contact your insurance company and obtain the information regarding your benefits  to compare with our verification in order to eliminate any errors or confusion.​ You may have co-pays or deductibles to meet before your insurance will pay their share. You may receive a bill from Spectrum for your out of pocket costs. After your insurance has begun to pay, you may request a monthly statement of your account from Spectrum.

How long will it take to get things settled with the insurance company?

Generally, it takes from 45 to 60 days to obtain payment from an insurance carrier.​

​Why am I getting bills from a billing company?

As mentioned above we use a separate billing company to submit our physical therapy charges to your insurance company.

​​I received a notice that my insurance company has paid on my bill – but I can't understand how they calculated their payment amount. Do you know?

​If we or our billing company have received any such information from your insurance company, we'll be glad to share it with you. However, for answers to any questions about insurance payments, deductibles, or co-payments, you generally need to check with your insurance company.